{"id":5335,"date":"2024-10-31T04:34:30","date_gmt":"2024-10-30T20:34:30","guid":{"rendered":"https:\/\/www.kafeizha.com\/?p=5335"},"modified":"2024-10-31T04:34:30","modified_gmt":"2024-10-30T20:34:30","slug":"%e3%80%90%e8%b4%9f%e9%9d%a2%e3%80%91bloomberg%e4%b8%ad%e5%9b%bd%e5%a4%a7%e8%a1%8c%e7%9b%88%e5%88%a9%e5%a2%9e%e9%95%bf%e4%b9%8b%e9%99%85%ef%bc%8c%e8%be%b9%e9%99%85%e5%88%a9%e6%b6%a6%e4%b8%8b%e6%bb%91","status":"publish","type":"post","link":"https:\/\/news.tomjun.com\/?p=5335","title":{"rendered":"\u3010\u8d1f\u9762\u3011[bloomberg]\u4e2d\u56fd\u5927\u884c\u76c8\u5229\u589e\u957f\u4e4b\u9645\uff0c\u8fb9\u9645\u5229\u6da6\u4e0b\u6ed1"},"content":{"rendered":"<p>&#8220;\u4e2d\u56fd\u6700\u5927\u56fd\u8425\u94f6\u884c\u5728\u7b2c\u4e09\u5b63\u5b9e\u73b0\u76c8\u5229\u589e\u957f\uff0c\u5c3d\u7ba1\u5168\u56fd\u7ecf\u6d4e\u653e\u7f13\u4e14margin\u72b6\u51b5\u6076\u5316\u3002<\/p>\n<p>\u5305\u62ec\u4e2d\u56fd\u5de5\u5546\u94f6\u884c\u5728\u5185\u7684\u56db\u5927\u4e3b\u8981\u94f6\u884c\u5728\u6700\u65b0\u53d1\u5e03\u7684\u58f0\u660e\u4e2d\u663e\u793a\uff0c\u5176\u51c0\u5229\u6da6\u5206\u522b\u589e\u957f\u4e863.8%\u30011.6%\u30015.4%\uff0c\u800c\u4e2d\u56fd\u94f6\u884c\u7684\u51c0\u5229\u5219\u67094.7%\u7684\u4e0b\u6ed1\u3002\u5176\u4ed6\u4e00\u4e9b\u5c0f\u578b\u7ade\u4e89\u5bf9\u624b\u7684\u76c8\u5229\u589e\u957f\u7387\u4ecb\u4e8e1%-6%\u4e4b\u95f4\u3002\u7136\u800c\uff0c\u5c3d\u7ba1\u6574\u4f53\u4e0a\u5b9e\u73b0\u4e86\u4e00\u5b9a\u7a0b\u5ea6\u7684\u589e\u957f\uff0c\u4f4661\u4e07\u4ebf\u5143\u4eba\u6c11\u5e01\u89c4\u6a21\u5e9e\u5927\u7684\u94f6\u884c\u4e1a\u53d1\u5c55\u5e76\u672a\u80fd\u9003\u8fc7\u4e0e\u4f4emargin\u3001\u5229\u6da6\u7f29\u51cf\u53ca\u574f\u8d26\u4e0a\u5347\u5e76\u5b58\u7684\u547d\u8fd0\u3002<\/p>\n<p>\u8fd9\u4e00\u80cc\u666f\u4e0b\uff0c\u94f6\u884c\u4eec\u88ab\u8981\u6c42\u5411\u8d22\u653f\u72b6\u51b5\u5403\u7d27\u7684\u5730\u65b9\u653f\u5e9c\u878d\u8d44\u673a\u6784\u63d0\u4f9b\u4f4e\u6210\u672c\u8d37\u6b3e\uff0c\u5e76\u5c06\u62b5\u62bc\u5229\u7387\u666e\u904d\u4e0b\u8c03\u3002\u6240\u6709\u8fd9\u4e9b\u94f6\u884c\u5747\u62a5\u544a\u4e86\u6240\u8c13&#8221;\u5176\u4ed6\u8fd0\u8425\u6536\u5165&#8221;\u7684\u663e\u8457\u589e\u957f\uff0c\u4f46\u672a\u7ed9\u51fa\u5177\u4f53\u6570\u636e\u3002\u5176\u4e2d\u90e8\u5206\u94f6\u884c\u5982\u5efa\u8bbe\u94f6\u884c\u4ece\u4e2d\u53d7\u76ca\u4e8e\u4e0d\u826f\u51c6\u5907\u91d1\u8d39\u7528\u7684\u4e0b\u964d\u3002<\/p>\n<p>\u4e2d\u56fd\u534e\u6e90\u8bc1\u5238\u516c\u53f8\u5206\u6790\u5e08\u5ed6\u667a\u660e\u6307\u51fa\uff1a\u201c\u9884\u63d0\u6570\u989d\u5f71\u54cd\u7740\u8fd9\u4e9b\u5927\u578b\u94f6\u884c\u7684\u76c8\u5229\u8868\u73b0\uff0c\u51cf\u5c11\u9884\u63d0\u5219\u5c06\u5bfc\u81f4\u5229\u6da6\u4e0a\u5347\u3002\u201d\u4f46\u4ed6\u4e5f\u63d0\u5230\uff0c\u5927\u578b\u94f6\u884c\u7b2c\u4e09\u5b63\u5ea6\u7684\u6536\u5165\u589e\u957f\u5b9e\u9645\u4e0a\u76f8\u5bf9\u7f13\u6162\uff0c\u6709\u7684\u751a\u81f3\u51fa\u73b0\u4e86\u4e0b\u6ed1\u60c5\u51b5\uff0c\u8fd9\u8868\u660e\u5b83\u4eec\u7684\u771f\u5b9e\u76c8\u5229\u80fd\u529b\u6b63\u5728\u51cf\u5f31\u3002<\/p>\n<p>\u5728\u524d\u516d\u4e2a\u6708\u91cc\uff0c\u4e2d\u56fd\u7684\u5546\u4e1a\u8d37\u6b3e\u673a\u6784\u5408\u5e76\u51c0\u5229\u589e\u957f\u7387\u4ec5\u4e3a0.4%\uff0c\u8fd9\u662f\u81ea2020\u5e74\u4ee5\u6765\u6700\u6162\u7684\u589e\u957f\u7387\u3002\u622a\u81f36\u6708\uff0c\u8be5\u884c\u4e1amargin\u521b\u4e0b\u5386\u53f2\u65b0\u4f4e1.54%\uff0c\u8fdc\u4f4e\u4e8e\u7ef4\u6301\u5408\u7406\u76c8\u5229\u6240\u8981\u6c42\u76841.8%\u6807\u51c6\u3002<\/p>\n<p>\u9762\u5bf9\u8fd9\u4e00\u4e25\u5cfb\u60c5\u51b5\uff0c\u4e2d\u56fd\u5728\u4e0a\u4e2a\u6708\u63a8\u51fa\u4e86\u6700\u5927\u89c4\u6a21\u7684\u4e00\u63fd\u5b50\u7ecf\u6d4e\u523a\u6fc0\u8ba1\u5212\uff0c\u5927\u5e45\u4e0b\u8c03\u653f\u7b56\u5229\u7387\u5e76\u9488\u5bf95.3\u4e07\u4ebf\u5143\u4eba\u6c11\u5e01\u7684\u5f85\u507f\u62b5\u62bc\u8d37\u6b3e\u964d\u4f4e\u4e86\u501f\u8d37\u6210\u672c\u3002\u4e3b\u8981\u8d37\u6b3e\u673a\u6784\u968f\u540e\u4e5f\u7eb7\u7eb7\u8ddf\u8fdb\u964d\u4f4e\u8d37\u6b3e\u5229\u7387\u4ee5\u5e94\u5bf9\u76c8\u5229\u80fd\u529b\u5f31\u5316\u548cmargin\u7f29\u51cf\u95ee\u9898\u3002\u6b64\u524d\u5df2\u6709\u62a5\u9053\u6307\u51fa\uff0c\u8003\u8651\u5230\u5168\u56fd\u6700\u5927\u89c4\u6a21\u7684\u56fd\u8425\u94f6\u884c\u6b63\u9762\u4e34\u8d44\u672c\u6c34\u5e73\u8d85\u8981\u6c42\u7684\u60c5\u51b5\uff0c\u4e2d\u56fd\u6b63\u5728\u8003\u8651\u5411\u8fd9\u4e9b\u5927\u578b\u56fd\u8425\u94f6\u884c\u6ce8\u5165\u81f3\u591a1000\u4ebf\u7f8e\u5143\u7684\u8d44\u672c\u4ee5\u589e\u52a0\u5176\u652f\u6301\u5168\u7403\u7b2c\u4e8c\u5927\u7ecf\u6d4e\u4f53\u7684\u80fd\u529b\u3002&#8221; <\/p>\n<hr>\n<p><b>\u5206\u6790\u5927\u6a21\u578b\uff1a<\/b>gemma2<br \/><b>\u5f97\u5206\uff1a<\/b>-70<br \/><b>\u539f\u56e0\uff1a<\/b><\/p>\n<pre style=\"white-space: pre-wrap;font-size: inherit;\">\u6587\u7ae0\u591a\u6b21\u5f3a\u8c03\u4e86\u4e2d\u56fd\u7ecf\u6d4e\u653e\u7f13\u3001\u94f6\u884c\u76c8\u5229\u80fd\u529b\u4e0b\u964d\u548c\u4e0d\u826f\u8d37\u6b3e\u589e\u52a0\u7684\u8d1f\u9762\u5c40\u9762\u3002 \n\u4f8b\u5982\uff1a\n* \u201cChina\u2019s $61 trillion banking industry has been battling record low margins, sinking profits and rising bad debt as they have been called on to backstop the sluggish economy.\u201d\n*  \u201cCombined profits at China\u2019s commercial lenders rose 0.4% in the first half, the slowest pace since 2020, according to official . The sector\u2019s margins dropped to a record low of 1.54% as of June, well below the 1.8% threshold regarded as necessary to maintain reasonable profitability.\u201d\n* \u201cMajor lenders followed to cut their  earlier this month then, a second reduction this year as they rushed to salvage record low margins amid weakened profitability.\u201d\n\u5c3d\u7ba1\u6587\u7ae0\u4e5f\u63d0\u5230\u4e86\u4e2d\u56fd\u653f\u5e9c\u91c7\u53d6\u63aa\u65bd\u523a\u6fc0\u7ecf\u6d4e\u548c\u53ef\u80fd\u5411\u5927\u94f6\u884c\u6ce8\u8d44\uff0c\u4f46\u603b\u4f53\u57fa\u8c03\u8fd8\u662f\u503e\u5411\u4e8e\u5bf9\u4e2d\u56fd\u7ecf\u6d4e\u524d\u666f\u7684\u62c5\u5fe7\u3002<\/pre>\n<hr>\n<p><b>\u539f\u6587\u5730\u5740\uff1a<\/b><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2024-10-30\/china-s-mega-banks-post-profit-gains-even-as-margins-deteriorate\" target=\"_blank\" rel=\"noopener\">China\u2019s Big Banks Post Profit Gains as Margins Deteriorate<\/a><br \/> <b>\u65b0\u95fb\u65e5\u671f\uff1a<\/b>2024-10-30<\/p>\n<div style=\"margin: 20px 0;\"><div class=\"qrcswholewtapper\" style=\"text-align:left;\"><div class=\"qrcprowrapper\"  id=\"qrcwraa2leds\"><div class=\"qrc_canvass\" id=\"qrc_cuttenpages_2\" style=\"display:inline-block\" data-text=\"https:\/\/news.tomjun.com\/?p=5335\"><\/div><div><a download=\"\u3010\u8d1f\u9762\u3011[bloomberg]\u4e2d\u56fd\u5927\u884c\u76c8\u5229\u589e\u957f\u4e4b\u9645\uff0c\u8fb9\u9645\u5229\u6da6\u4e0b\u6ed1.png\" class=\"qrcdownloads\" id=\"worign\">\r\n           <button type=\"button\" style=\"min-width:200px;background:#44d813;color:#000;font-weight: 600;border: 1px solid #44d813;border-radius:20px;font-size:12px;padding: 6px 0;\" class=\"uqr_code_btn\">\u6587\u7ae0\u4e8c\u7ef4\u7801<\/button>\r\n           <\/a><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>&#8220;\u4e2d\u56fd\u6700\u5927\u56fd\u8425\u94f6\u884c\u5728\u7b2c\u4e09\u5b63\u5b9e\u73b0\u76c8\u5229\u589e\u957f\uff0c\u5c3d\u7ba1\u5168\u56fd\u7ecf\u6d4e\u653e\u7f13\u4e14margin\u72b6\u51b5\u6076\u5316\u3002 \u5305\u62ec\u4e2d\u56fd\u5de5\u5546\u94f6\u884c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[79],"tags":[7023,80,6310,7018,4253],"class_list":["post-5335","post","type-post","status-publish","format-standard","hentry","category-79","tag-margin","tag-80","tag-6310","tag-7018","tag-4253"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/news.tomjun.com\/index.php?rest_route=\/wp\/v2\/posts\/5335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/news.tomjun.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news.tomjun.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news.tomjun.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/news.tomjun.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5335"}],"version-history":[{"count":1,"href":"https:\/\/news.tomjun.com\/index.php?rest_route=\/wp\/v2\/posts\/5335\/revisions"}],"predecessor-version":[{"id":5336,"href":"https:\/\/news.tomjun.com\/index.php?rest_route=\/wp\/v2\/posts\/5335\/revisions\/5336"}],"wp:attachment":[{"href":"https:\/\/news.tomjun.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news.tomjun.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news.tomjun.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}